Property for Sale and Rent in Malta & Gozo:
Top Agency Listings in One Search
Top property for sale and rent in Malta & Gozo, aggregated from elite licensed agencies.
One search unlocks it all.
Today’s Top Picks
Sign up to unlock matches made just for you…
St Julians – A tastefully finished and fully furnished 3rd-floor apartment located a mere few steps away from the picturesque Balluta Bay is now available for rent. A rare opportunity offering a thoughtfully designed living space for maximum comfort. Comprising a large open plan kitchen/living/dining area, 3 bedrooms (2 with en suite), main bathroom and 2 balconies. Its prime location ensures easy access to cafes, restaurants, supermarkets and a gym. A true gem that should not be missed.
view on map
€2,200/m
View Listing
3 Bed
3 Bath
A lovely Fully Converted and highly finished Character House, with approximately 300sqms internal space, and 320sqms outdoor area in Siggiewi. This lovely property comprises of a living and dining area, a fitted kitchen and living area both overlooking a spacious courtyard and a large garden with pool, a guest toilet and a box room. Upstairs one finds 4 bedrooms, main with en-suite, main bathroom and a washroom on roof. Further complimenting the property is a 3 car driveway and a separate study/games room which can be used as a flatlet. Highly Recommended!
view on map
€1,750,000
View Listing
5 Bed
4 Bath
PIETA – A spacious 355 sqm office in the prestigious Business Centre on the Marina waterfront is now available for rent. Ideally located in a prime seafront area, this open-plan commercial space is situated within a modern business centre and is served by two elevators. The building offers top-tier amenities including a video surveillance system in common areas, an intercom with camera, access control, fire alarm system, and fibre optic internet from three providers. The office itself is finished to high standards and features soundproof openings, air-conditioning and ventilation systems, mains power, and fully equipped bathrooms. The property also enjoys a seafront balcony and a private outdoor area at the back. Perfect for businesses seeking a professional, secure, and high-profile waterfront location.
view on map
€6,500/m
View Listing
Set within one of Malta’s most sought-after residential areas, an intimate new development offering a rare opportunity to experience quality living at its finest is on the market for sale. With just four residences, the block is designed for those who value understated luxury, privacy. and timeless design. The development comprises three spacious 3-bedroom/2-bathroom apartments and one penthouse. Each home comprises a bright open-plan kitchen/living/dining area that flows seamlessly onto a private terrace. All units are being sold finished, excluding bathrooms and internal doors, allowing buyers the opportunity to tailor these spaces to their personal taste. The common areas, including a passenger lift, are finished to exceptional standards and included in the overall price. This development presents an ideal opportunity for both homeowners and investors to personalise high-potential residences in a distinguished and sought-after location. Freehold 120 sqm. Garage available 250.000. Completion date set for end of 2027. The contract shall be done when the apartment is built in shell form and €40k from the price shall be allocated for finishings.
view on map
€355,000
View Listing
3 Bed
2 Bath
Birguma –A great opportunity has arisen to own a wide. open plan 3-bedroom duplex penthouse nicely nestled in a residential area of Birguma (Naxxar), meticulously designed and forming part of a new development. Measuring a total area of 170 sqm, this spacious property comprises a kitchen/living/dining area, a well-designed balcony providing country views, 3 well-appointed double bedrooms (master with en suite), main bathroom, and a back terrace at the lower level. As well as an amazing 123 sqm roof terrace equipped with a splash pool and a BBQ area. Optional garage available. This freehold accommodation is expected to be completed by June 2025 and will be sold finished, excluding internal doors and bathrooms, with optional finishing.
view on map
€847,500
View Listing
3 Bed
2 Bath
Converted TOWNHOUSE in the heart of Kercem. Built in the early 50’s, this traditional Maltese architecture commands abundant of natural light. The layout boasts a square configuration, ensuring every corner of the house serves a purpose, eliminating wasted space. On entrance a welcoming foyer with lateral rooms, offering a groundfloor bedroom on one side and the potential for an interconnected kitchen, living, and dining area on the other, a pantry, separate bathroom and the standout features of this property is the impressive landing, adding to the overall comfort and aesthetic appeal. It leads to an outdoor garden space with ample room to accommodate a pool and deck area. Beneath the house lies a full basement level with the potential for conversion into a wine cellar and additional storage rooms. At first floor level youll find three generous double bedrooms.
Structurally sound and requiring only minor renovations, this townhouse holds the promise of being transformed into a truly family home.
view on map
€650,000
View Listing
4 Bed
1 Bath
Featured Property Articles
Master Malta property buying: grants, konvenju, your dream home strategy.
Match with your next home using our HomeFlicks feature!
A fast, intuitive way to browse property listings. Simply swipe right to save homes you love or left to keep exploring.
Simply set your search preferences and our advanced AI-powered system will work its magic to match you with properties that fit your criteria. Save the homes you like with just a swipe and build a personalised collection of your favourites!
Find. Filter. View.
01
Property for Sale Malta: Wider Choice
Find apartments, villas from top agencies in one search. Sliema to Gozo covered. .
We have more exciting things coming your way! Make sure to sign up to our Newsletter to keep updated.
02
Rentals in Malta & Gozo: Fast Matches
Premium apartments and townhouses from trusted agencies. Filter by location and budget.
03
First-Time Buyers: Property Guides + Grants Explained
Essential konvenju guides, loan tips, €10k incentives. Licensed agencies ready for your starter home. .
04
Expats & Relocation: Licensed Agency Listings
Premium properties from trusted partners. Free buying guides unlock high-value Malta opportunities. .
Home Loan Mortgage Calculator
Know your budget for finding property for sale in Malta. Enter the details below and Search.
Calculate & Search Properties
Eligibility Details
€
€
€
Your Estimate
Loan Amount
€0.00
Minimum Deposit (10%)
€0.00
Monthly Payment
€0.00
Duration
0 Years
Home Price
€0.00
This calculator is provided for illustration purposes only, and is subject to our Disclaimer Policy.
Figures shown are estimates based on general assumptions and do not represent a loan offer or commitment from any bank.
Actual eligibility, rates, and repayments depend on your individual financial situation and the terms set by lenders.
Please contact a licensed bank or home loan advisor for personalised assistance.
Property Insights Hub
First-Time Buyer Grant in Malta: €10,000 Scheme Explained
Introduction Buying your first property in Malta is a significant milestone, but it can be financially challenging for many. To support first-time buyers, the Maltese government has introduced a €10,000 grant scheme. This article explains the key details of this initiative, including eligibility requirements, application procedures, and important deadlines. What is the First-Time Buyer €10,000 Grant? The First-Time Buyer €10,000 Grant is a financial assistance scheme provided by the Housing Authority of Malta, specifically designed to help individuals and families purchase their first property. Launched in 2025, this initiative aims to make homeownership more accessible by providing a direct cash grant of €10,000 to eligible applicants. The grant applies to residential properties being purchased for the first time, including both newly built and existing properties. Unlike loans, this grant does not need to be repaid, making it a valuable opportunity for th ose entering the property market. The scheme is part of the government's broader strategy to support affordable housing in Malta and help more residents achieve the goal of homeownership. It builds on previous first-time buyer initiatives but offers a more substantial financial contribution than earlier programs. To receive the grant, applicants must meet specific eligibility criteria and follow the proper application process, which we'll explore in the following sections. Eligibility Requirements To qualify for the €10,000 First-Time Buyer Grant, you must meet several specific criteria. Primary Eligibility Conditions: Requirement Type Details Age requirement Must be at least 18 years old at the time of application First-time buyer status Must not own or have previously owned residential property in Malta or abroad Property use Property must be purchased for use as a primary residence Agreement date Promise of sale agreement (konvenju) must be signed on or after January 1, 2025 Residence commitment Must commit to living in the property as a primary residence for at least 10 years Minimum property value Property must be purchased for a value of at least €100,000 Application timing Grant application must be submitted within specific timeframes Authority standing All applicants must have a clean record with the Housing Authority For couples or joint purchasers, all parties must qualify as first-time buyers. If one party has previously owned property, the application will be rejected. The scheme applies to Maltese citizens, EU nationals, and third-country nationals who have long-term residency status in Malta. Note that commercial properties, garages purchased separately from residential units, and agricultural land do not qualify under this scheme. Application Process and Timeline Applying for the €10,000 First-Time Buyer Grant involves several steps that must be completed within specific timeframes: Application Timeline: Applications must be submitted after signing the promise of sale agreement (konvenju) The final deadline is six months after the final deed of purchase is signed Applications submitted after this six-month period will be automatically rejected Required Documentation: Completed application form (Form FTB-E10K) Copy of identity cards or passports of all applicants Copy of the promise of sale agreement (konvenju) Copy of the final deed of purchase (when available) Declaration that the property will be used as the primary residence for at least 10 years Bank account details where the grant should be deposited Submission Process: Download the application form from the Housing Authority website You can find more information through the link here Complete all required sections of the form Gather all necessary supporting documentation Submit your application to the Housing Authority either: In person at their offices in Floriana By post to the designated address Through the online portal (if available) The Housing Authority typically processes applications within 4-6 weeks. Applicants will receive notification of approval or rejection by post or email. If approved, the €10,000 grant will be directly transferred to the bank account specified in the application. Important Conditions and Restrictions Understanding the conditions attached to the €10,000 First-Time Buyer Grant is essential to avoid complications or potential repayment obligations: Residence Requirement: You must use the purchased property as your primary residence for at least 10 consecutive years Failure to maintain this residence commitment may trigger a requirement to repay the grant in full or in part Property Restrictions: The grant applies only to residential properties intended for primary residence Investment properties, holiday homes, or commercial properties are not eligible The property must have a minimum purchase value of €100,000 Ownership Limitations: All applicants must be genuine first-time buyers with no current or previous property ownership The grant is available only once per person/couple If multiple individuals are purchasing together, all must qualify as first-time buyers Compliance Monitoring: The Housing Authority reserves the right to verify continued compliance with residence requirements Periodic checks may be conducted throughout the 10-year commitment period Documentation proving residence may be requested at any time Transfer Restrictions: Selling or transferring the property within the 10-year period typically requires repayment of the grant Exceptions may apply in cases of force majeure or special circumstances, subject to Housing Authority approval These conditions ensure the grant serves its intended purpose of supporting genuine first-time homebuyers rather than property investors or those seeking to exploit the scheme. Before applying, carefully review all requirements and consider consulting with a professional at the Housing Authority to ensure you meet all criteria. This article is for general information only and does not constitute legal, tax, or financial advice. Always consult a licensed professional in Malta for your specific situation.New Malta Property Owner? Essential Admin + Grant Applications
Utilities, Grants & Money-Saving Schemes Key Takeaways Update ID card, ARMS utilities, and driving licence within your first week. Apply for First-Time Buyer (€10,000) and Restoration grants (€54,000) before deadlines (if still applicable). ARMS Form A (new services) or Form F (existing services change) needed immediately. Keep receipts and sanction letter for grant applications. Check bank "green loans" for solar panels, insulation, and energy-efficient upgrades. Introduction Congratulations, you've signed the final deed and have the keys to your new home! That feeling never gets old. But before you unpack boxes and invite friends for housewarmings, there's essential admin that affects your bills, mail, and even grant money waiting to be claimed. The first weeks as a homeowner involve updating your address across government departments, sorting utilities through ARMS, and notifying key organisations. Even better? Some government schemes offer up to €54,000 for restoration work, plus first-time buyer grants and energy-efficient loans. First-Week Administration: Get These Done Immediately Handle these updates within days of moving to avoid billing confusion and missed correspondence. ID Card Address Change (Identità): Pre-book online or visit without an appointment. Bring your e-ID card, completed ID10a form, proof of new address (ARMS bill, bank statement, or purchase contract), and ID. Check Identità's website for the latest requirements. ARMS Utilities (Electricity & Water): No existing services? Submit Form A for new connections. Services already connected? Submit Form F for a change of consumer. Email, post, or deliver forms to ARMS offices with property details and IDs. MaltaPost Redirection: Download the Redirection of Postal Articles Form from any post office. Submit in person with supporting documents. Notify senders about pending packages immediately. Driving Licence (Transport Malta): Complete the DRV010 form with ID copy and original licence card. Essential First-Week Updates Organisation What You'll Need ID Card Address Identità e-ID card, ID10a form, proof of address ARMS Utilities ARMS Form A (new) or F (change), property details Postal Redirection MaltaPost Redirection form + supporting documents Driving Licence Transport Malta DRV010, ID copy, original licence 💡 Tip: Create one "proof pack" folder with your deed, latest ARMS bill, and bank statement. Reuse it across all updates. Notify Key Organisations Once legal documents are updated, inform organisations that need your new address: Healthcare: Mater Dei Hospital, private clinics for appointments and records Insurance: Health and vehicle policies must reflect your new address Employment & Tax: Notify the employer for payroll; update Malta Tax and Customs Administration Subscriptions: Newspapers, deliveries, gym memberships Connectivity & Waste: Transfer internet/cable service or open a new account. Check your local council's waste collection timetable for correct bag sorting and placement. Keep a simple log: date, who notified, method used. This prevents duplicate mailings and helps trace missing correspondence. Government Grants: Claim Your Money Several Housing Authority schemes offer substantial support, but they're time-sensitive and budget-limited. Scheme What It Covers Maximum Support Key Eligibility First-Time Buyer (FTB) First home purchase €10,000 (€1,000/year × 10) Primary residence, bank loan required Grant on First Residence (GFR) Shell & finishing works €5,824 (2 instalments) Based on fiscal receipts Subsidy on Adaptation Works (ADP) Refurbish sub-standard homes €21,000 Property ≥15 years old, income ≤€27,635 Ministry for Finance Restoration Grant: Up to €54,000 for: Properties in Urban Conservation Areas (UCA) Buildings >20 years old, vacant >7 years New properties meeting "built and finished" criteria Valid until 31 December 2026, you can apply via the servizz.gov portal. Important: Keep your bank sanction letter, architect plans, permits, receipts, and before/after photos. Schemes can close early if budgets run out. "Green" Loans for Energy Upgrades Most Maltese banks offer specialised green loans for sustainable improvements with attractive terms: Eligible items include: Solar water heaters, PV panels, wind turbines Wall/roof/window insulation, double glazing Efficient HVAC systems, A+++ appliances, LED lighting Domestic cistern/well restoration Typical benefits: Discounted interest rates No processing fees Fast approval process Full financing available Next steps: Ask your bank about green loan options and collect supplier quotations. The Bottom Line Homeownership begins with smart administration. Update your ID, utilities, and key organisations within week one, then immediately check grant eligibility. Subscribe to Property Portfolio's FREE Malta property newsletter for homeowner maintenance guides, grant application tips, and energy-saving advice. FAQs Q1: Which ARMS form do I need for utilities? A1: Form A for new services; Form F when changing the consumer on existing services. Q2: Do government schemes have early closing dates? A2: Yes. Most schemes are budget-limited and may close before advertised deadlines. Q3: What proof do I need for an ID address change? A3: ARMS bill, bank statement, or property purchase contract plus completed ID10a form. Mini Glossary ARMS: Malta's national electricity and water services provider. UCA: Urban Conservation Area with heritage protections and restoration grants. EPC: Energy Performance Certificate rates your home's efficiency. FTB: First-Time Buyer grant scheme (€10,000 over 10 years). ID10a: Identità form for ID card address changes. This article is for general information only and does not constitute legal, tax, or financial advice. Always consult a licensed professional in Malta for your specific situation.What Happens at The Final Deed in Malta
Final Deed Day in Malta: What Happens When You Become a Homeowner Key Takeaways Confirm all konvenju conditions are met before signing; especially with your architect. Bring photo ID and balance payment method confirmed with your notary. First-time buyers pay the remaining 4% stamp duty (first €200,000 exempt) plus notary and architect fees. The notary handles tax payments and Public Registry registration after you sign. For financed finishing costs, provide bank with contractor invoices before payment. Introduction After months of viewings, bank meetings, architect reports, and endless document exchanges, your Final Deed Day has arrived. This is the moment you officially become a homeowner in Malta. Before the celebrations begin, there are final checks, specific documents to bring, and costs to settle. Understanding exactly what happens at the signing ensures you walk into that notary's office (or bank) feeling completely prepared. Whether you're signing at your bank's legal office or the notary's practice, this guide covers every detail from pre-signing inspections to post-deed payments. You'll leave this article knowing precisely what to verify, what to bring, and which costs to expect on your big day. Final Checks Before You Sign Never rush to the final deed without confirming everything is in order. Your first step is asking your notary to verify that all promise of sale obligations have been fulfilled by both you and the seller. For on-plan, shell, or recently finished properties, arrange a final architect inspection. They need to confirm: The property matches the agreed completion level and finishings All works align with approved permits No last-minute issues have arisen Pre-Signing Checklist Who Handles Notary confirms all konvenju obligations fulfilled Notary Final property inspection (essential for on-plan/finished homes) Architect Clarify the final payment method and outstanding questions Notary If anything looks incomplete or unclear, raise it before signing the final deed. Once you sign the final deed, ownership transfers immediately and there's no going back. Where You Sign and What to Bring If you have a home loan, signing typically happens at your bank (with their legal representative present) or at your notary's office. Confirm the venue and payment method well in advance. What YOU bring: Essential Item Purpose Photo ID ID card, passport, or official identification for verification Balance Payment Confirm the exact method (bank draft, transfer) with the notary beforehand What the SELLER brings: Personal identification EPC (Energy Performance Certificate) All keys for handover Receipts proving settled bills (ground rent, utilities) Final compliance certificate (for on-plan/semi-finished properties) On the day: Your notary reads through the final deed and explains each section. This is your last chance to ensure everything matches your konvenju. If anything looks different or unclear, speak up immediately. A good notary will address your concerns before proceeding. What Happens During and After Signing the Final Deed Once both parties confirm everything is correct, you sign the final deed. At that exact moment, legal ownership transfers. Congratulations, you're a homeowner! Here's the flow: Notary reads and explains the deed clause by clause Questions addressed on the spot Both parties sign; you settle the balance payment Notary handles taxes; paying stamp duty and other fees on behalf of both parties Property registered with the Public and Land Registry 💡 Tip: Request copies of your signed deed and all payment receipts immediately. These documents prove your ownership and payment history if issues arise later. Costs You'll Settle After Signing The Final Deed Several final payments become due once ownership transfers. Confirm exact amounts with your notary and bank beforehand. Final Costs What It Covers Notes Outstanding Balance Purchase price minus your 10% deposit Pay by the agreed method Remaining Stamp Duty 4% of property value First-time buyers: first €200,000 exempt Notarial Fees Professional services Use the Notaries of Malta calculator Architect Fees Final inspections and certifications Confirm with your architect Finishing/Furnishing Works included in your loan Bank pays contractors directly with invoices Important: For finishing costs financed through your home loan, provide your bank with contractor quotations and invoices. They may pay suppliers directly or credit your account after verifying the work. The Bottom Line Final Deed Day is your property journey's finish line; the moment months of preparation culminate in homeownership. With final architect checks, the right documents, and clear payment arrangements, you'll sign with confidence. Your notary handles the technicalities, such as reading and explaining the deed, settling taxes, and registering ownership, while you focus on the excitement of getting your keys. Subscribe to Property Portfolio's FREE Malta property newsletter for homeowner guides, maintenance tips, and new listings across Malta and Gozo. FAQs Q1: Where do I sign if I have a home loan to purchase a property? A1: Usually at your bank with their legal representative, or at the notary's office. Q2: What if the property doesn't match what was agreed? A2: Your architect's final inspection catches this. Raise issues before signing the deed. Q3: How much stamp duty do first-time buyers pay at the final deed? A3: 4% on value above the first €200,000 (which is exempt). The initial 1% is paid on the signing of the promise of sale. Q4: Who registers my property ownership? A4: Your notary pays taxes and registers with the Public and Land Registry. Q5: When do I get the keys? A5: Seller hands them over at signing, along with the EPC certificate and bill receipts. Mini Glossary Final Deed: Contract transferring legal ownership from seller to buyer. Final Compliance Certificate: Confirms property matches approved permits and regulations. EPC (Energy Performance Certificate): Document detailing the property's energy efficiency. Public and Land Registry: Official records where property ownership is registered. Stamp Duty: Government tax on property transfers (first €200,000 exempt for first-time buyers). This article is for general information only and does not constitute legal, tax, or financial advice. Always consult a licensed professional in Malta for your specific situation.Become Our Partner
(Coming Soon)
Our platform is designed to eliminate the hassle of navigating multiple websites or services.
By joining us, your business will become part of an integrated ecosystem that reduces the need for extensive online marketing efforts and optimises your reach to potential clients – increasing exposure and sales.
Banks &
Mortgage
Providers
Reach motivated buyers by offering tailored home financing solutions directly through our platform.
Furniture &
Home Decor
Brands
Showcase your products to homeowners and renters looking to furnish their new spaces.
Shell to
Finish
Services
Showcase your services to property owners looking to complete and connect their homes - from wiring to tiling and everything in between.