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Own a Piece of Maltese Heritage in This Stunning 450 sqm Semi-Finished Restaurant in Rabat Rabat – An exceptional 450 sqm semi-finished restaurant offering a rare opportunity to invest in a fully permitted catering venue set within a beautifully restored house–of–character in the heart of historic Rabat is on the market for sale. Spread over five thoughtfully designed levels, this unique space blends traditional charm with modern features, offering limitless potential to create a one-of-a-kind dining destination. Comprising Elegant reception lounge bar with 3 separate entrances Large internal courtyard with a dining space and music band stage Grand open fireplace creating a warm and inviting ambiance First-floor fine dining room with a cloakroom and 3 bathrooms Stylish cigar lounge overlooking a quiet narrow street Spacious open plan kitchen with a designated bar and an al fresco dining terrace Top-floor terrace with a canopy and breathtaking 360° views of Malta Basement wine bar and temperature-controlled wine cellar Six-person passenger lift and dumbwaiter serving all levels Fully licensed with 4D permits Plot area: 192 sqm / Total internal area: 450 sqm A truly rare investment opportunity ideal for restaurateurs or hospitality visionaries looking to create an unforgettable dining experience in one of Malta’s most culturally rich and charming towns.
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€1,400,000
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For sale property: a delightful Character House in Mqabba offering excellent potential for buyers seeking an unconverted residence with traditional charm. This unfurnished home comprises 3 bedroom and 2 bathroom accommodation arranged over generous proportions, ideal for those wishing to personalise and restore original features at their own pace.
Set on a 250SQ M plot area, the property benefits from a spacious footprint that provides scope for internal reconfiguration or sensitive extension subject to planning. The unconverted layout retains the authenticity expected in a period dwelling, presenting a blank canvas for refurbishment while maintaining character and warmth throughout.
Located in the heart of Mqabba, this house is well placed for local amenities and village life, yet allows for private, independent living. Sold unfurnished, it is perfectly suited to buyers who prefer to fit out to their own taste. With two bathrooms, the home offers practical family accommodation alongside the potential to create a distinctive, characterful residence.
Viewings are available by appointment. Please contact the agent to arrange a visit or to request further details about this unique for sale property in Mqabba.
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€905,000
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3 Bed
2 Bath
Located in Balzan comes this third floor finished apartment on plan and is estimate to be completed by Mid-2017.
Consists of an open plan kitchen/dining/living with a front balcony, main bathroom, two double bedrooms and a box room, served with a lift and offered finished excluding bathrooms and doors.
Ideal for first time buyers or as a rental investment.
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€327,500
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2 Bed
2 Bath
VALLETTA:- A very modern and well lit 1 bedroom ground floor apartment is now available for rent in one of the best locations in the heart of Valletta. Accommodation comprises an open plan sitting/living/dining, a fully equipped kitchen/breakfast area, 1 bedroom (with en-suite), main bathrom and a common courtyard. The property is beautifully decorated with paintings and a crystal chandelier. A true gem!
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€1,100/m
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1 Bed
A luxuriously finished penthouse for long let in this sought after area of St’ Julian’s. It consists of kitchen/dining/living, 1 bedroom, 1 bathroom, there is a sofa bed , property can sleep 2 adults and a child, laundry room and 2 large terraces. Guranteed place is with Valley views and Fully air conditioned and served with li
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€1,500/m
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1 Bed
1 Bath
A Selection of Luxury Apartments in Santa Venera and Penthouses with a roof garden and private pool. These properties consists of an open plan living / kitchen/ dining , two/three bedroom main with en-suite, a walk in wardrobe, a washroom and large terrace and a back balcony. Free hold. They are being sold on plan and completion date is 2026 and excluding bathrooms and doors. Prices starting from 350K. Optional garage is available at an extra cost.
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€350,000
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3 Bed
2 Bath
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Property Insights Hub
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Inbound Tourism Rises 17% in December 2025
Summary Malta recorded 225,104 inbound tourists in December 2025, marking a 17.0 per cent increase from December 2024. Total nights spent reached 1.4 million, with expenditure climbing to €162.9 million. Report In December 2025, Malta saw 225,104 inbound tourists, that's a clear 17% increase from December 2024, according to the National Statistics Office (NSO). Most came to relax (208,204 for holidays) while 11,940 visited for business. The 45-64 age group led arrivals at 36.3%, just ahead of 25-44 year olds at 36.2%. British, Italian and Polish visitors made up 49% of the total. They stayed 1.4 million nights in total (+13.6%), with 85.4% choosing rented accommodation. Average stay worked out at 6.1 nights. Tourists spent €162.9 million that month (+15.8%), or €117.7 per night. Gozo and Comino welcomed 94,251 visitors, this being 41.9% of the total. Looking at full-year 2025, numbers reached 4,022,310 tourists (+12.9% from 2024). They filled 25.4 million nights (+11%) and spent €3.9 billion (+18.6%). Per person spending rose to €971. Gozo and Comino drew 57.3% of all visitors. What This Means for Malta's Property Market These strong tourism numbers signal robust demand for short-term rentals across Malta. With 85.4% of December nights spent in rented accommodation and 57.3% of 2025 visitors heading to Gozo and Comino, property owners can expect continued pressure on holiday lets and long-term rentals. The €3.9 billion annual spend, particularly from British, Italian and Polish markets, points to stable yields for investors, especially in high-demand areas near tourist hubs. [caption id="attachment_1378328" align="aligncenter" width="660"] Image Source: https://nso.gov.mt/inbound-tourism-december-2025/#[/caption] Source: National Statistics Office (NSO), Inbound Tourism: December 2025 (NR 020/2026), Release Date: 12 February 2026, https://nso.gov.mt/inbound-tourism-december-2025/First-Time Buyer Grant in Malta: €10,000 Scheme Explained
Introduction Buying your first property in Malta is a significant milestone, but it can be financially challenging for many. To support first-time buyers, the Maltese government has introduced a €10,000 grant scheme. This article explains the key details of this initiative, including eligibility requirements, application procedures, and important deadlines. What is the First-Time Buyer €10,000 Grant? The First-Time Buyer €10,000 Grant is a financial assistance scheme provided by the Housing Authority of Malta, specifically designed to help individuals and families purchase their first property. Launched in 2025, this initiative aims to make homeownership more accessible by providing a direct cash grant of €10,000 to eligible applicants. The grant applies to residential properties being purchased for the first time, including both newly built and existing properties. Unlike loans, this grant does not need to be repaid, making it a valuable opportunity for th ose entering the property market. The scheme is part of the government's broader strategy to support affordable housing in Malta and help more residents achieve the goal of homeownership. It builds on previous first-time buyer initiatives but offers a more substantial financial contribution than earlier programs. To receive the grant, applicants must meet specific eligibility criteria and follow the proper application process, which we'll explore in the following sections. Eligibility Requirements To qualify for the €10,000 First-Time Buyer Grant, you must meet several specific criteria. Primary Eligibility Conditions: Requirement Type Details Age requirement Must be at least 18 years old at the time of application First-time buyer status Must not own or have previously owned residential property in Malta or abroad Property use Property must be purchased for use as a primary residence Agreement date Promise of sale agreement (konvenju) must be signed on or after January 1, 2025 Residence commitment Must commit to living in the property as a primary residence for at least 10 years Minimum property value Property must be purchased for a value of at least €100,000 Application timing Grant application must be submitted within specific timeframes Authority standing All applicants must have a clean record with the Housing Authority For couples or joint purchasers, all parties must qualify as first-time buyers. If one party has previously owned property, the application will be rejected. The scheme applies to Maltese citizens, EU nationals, and third-country nationals who have long-term residency status in Malta. Note that commercial properties, garages purchased separately from residential units, and agricultural land do not qualify under this scheme. Application Process and Timeline Applying for the €10,000 First-Time Buyer Grant involves several steps that must be completed within specific timeframes: Application Timeline: Applications must be submitted after signing the promise of sale agreement (konvenju) The final deadline is six months after the final deed of purchase is signed Applications submitted after this six-month period will be automatically rejected Required Documentation: Completed application form (Form FTB-E10K) Copy of identity cards or passports of all applicants Copy of the promise of sale agreement (konvenju) Copy of the final deed of purchase (when available) Declaration that the property will be used as the primary residence for at least 10 years Bank account details where the grant should be deposited Submission Process: Download the application form from the Housing Authority website You can find more information through the link here Complete all required sections of the form Gather all necessary supporting documentation Submit your application to the Housing Authority either: In person at their offices in Floriana By post to the designated address Through the online portal (if available) The Housing Authority typically processes applications within 4-6 weeks. Applicants will receive notification of approval or rejection by post or email. If approved, the €10,000 grant will be directly transferred to the bank account specified in the application. Important Conditions and Restrictions Understanding the conditions attached to the €10,000 First-Time Buyer Grant is essential to avoid complications or potential repayment obligations: Residence Requirement: You must use the purchased property as your primary residence for at least 10 consecutive years Failure to maintain this residence commitment may trigger a requirement to repay the grant in full or in part Property Restrictions: The grant applies only to residential properties intended for primary residence Investment properties, holiday homes, or commercial properties are not eligible The property must have a minimum purchase value of €100,000 Ownership Limitations: All applicants must be genuine first-time buyers with no current or previous property ownership The grant is available only once per person/couple If multiple individuals are purchasing together, all must qualify as first-time buyers Compliance Monitoring: The Housing Authority reserves the right to verify continued compliance with residence requirements Periodic checks may be conducted throughout the 10-year commitment period Documentation proving residence may be requested at any time Transfer Restrictions: Selling or transferring the property within the 10-year period typically requires repayment of the grant Exceptions may apply in cases of force majeure or special circumstances, subject to Housing Authority approval These conditions ensure the grant serves its intended purpose of supporting genuine first-time homebuyers rather than property investors or those seeking to exploit the scheme. Before applying, carefully review all requirements and consider consulting with a professional at the Housing Authority to ensure you meet all criteria. This article is for general information only and does not constitute legal, tax, or financial advice. Always consult a licensed professional in Malta for your specific situation.New Malta Property Owner? Essential Admin + Grant Applications
Utilities, Grants & Money-Saving Schemes Key Takeaways Update ID card, ARMS utilities, and driving licence within your first week. Apply for First-Time Buyer (€10,000) and Restoration grants (€54,000) before deadlines (if still applicable). ARMS Form A (new services) or Form F (existing services change) needed immediately. Keep receipts and sanction letter for grant applications. Check bank "green loans" for solar panels, insulation, and energy-efficient upgrades. Introduction Congratulations, you've signed the final deed and have the keys to your new home! That feeling never gets old. But before you unpack boxes and invite friends for housewarmings, there's essential admin that affects your bills, mail, and even grant money waiting to be claimed. The first weeks as a homeowner involve updating your address across government departments, sorting utilities through ARMS, and notifying key organisations. Even better? Some government schemes offer up to €54,000 for restoration work, plus first-time buyer grants and energy-efficient loans. First-Week Administration: Get These Done Immediately Handle these updates within days of moving to avoid billing confusion and missed correspondence. ID Card Address Change (Identità): Pre-book online or visit without an appointment. Bring your e-ID card, completed ID10a form, proof of new address (ARMS bill, bank statement, or purchase contract), and ID. Check Identità's website for the latest requirements. ARMS Utilities (Electricity & Water): No existing services? Submit Form A for new connections. Services already connected? Submit Form F for a change of consumer. Email, post, or deliver forms to ARMS offices with property details and IDs. MaltaPost Redirection: Download the Redirection of Postal Articles Form from any post office. Submit in person with supporting documents. Notify senders about pending packages immediately. Driving Licence (Transport Malta): Complete the DRV010 form with ID copy and original licence card. Essential First-Week Updates Organisation What You'll Need ID Card Address Identità e-ID card, ID10a form, proof of address ARMS Utilities ARMS Form A (new) or F (change), property details Postal Redirection MaltaPost Redirection form + supporting documents Driving Licence Transport Malta DRV010, ID copy, original licence 💡 Tip: Create one "proof pack" folder with your deed, latest ARMS bill, and bank statement. Reuse it across all updates. Notify Key Organisations Once legal documents are updated, inform organisations that need your new address: Healthcare: Mater Dei Hospital, private clinics for appointments and records Insurance: Health and vehicle policies must reflect your new address Employment & Tax: Notify the employer for payroll; update Malta Tax and Customs Administration Subscriptions: Newspapers, deliveries, gym memberships Connectivity & Waste: Transfer internet/cable service or open a new account. Check your local council's waste collection timetable for correct bag sorting and placement. Keep a simple log: date, who notified, method used. This prevents duplicate mailings and helps trace missing correspondence. Government Grants: Claim Your Money Several Housing Authority schemes offer substantial support, but they're time-sensitive and budget-limited. Scheme What It Covers Maximum Support Key Eligibility First-Time Buyer (FTB) First home purchase €10,000 (€1,000/year × 10) Primary residence, bank loan required Grant on First Residence (GFR) Shell & finishing works €5,824 (2 instalments) Based on fiscal receipts Subsidy on Adaptation Works (ADP) Refurbish sub-standard homes €21,000 Property ≥15 years old, income ≤€27,635 Ministry for Finance Restoration Grant: Up to €54,000 for: Properties in Urban Conservation Areas (UCA) Buildings >20 years old, vacant >7 years New properties meeting "built and finished" criteria Valid until 31 December 2026, you can apply via the servizz.gov portal. Important: Keep your bank sanction letter, architect plans, permits, receipts, and before/after photos. Schemes can close early if budgets run out. "Green" Loans for Energy Upgrades Most Maltese banks offer specialised green loans for sustainable improvements with attractive terms: Eligible items include: Solar water heaters, PV panels, wind turbines Wall/roof/window insulation, double glazing Efficient HVAC systems, A+++ appliances, LED lighting Domestic cistern/well restoration Typical benefits: Discounted interest rates No processing fees Fast approval process Full financing available Next steps: Ask your bank about green loan options and collect supplier quotations. The Bottom Line Homeownership begins with smart administration. Update your ID, utilities, and key organisations within week one, then immediately check grant eligibility. Subscribe to Property Portfolio's FREE Malta property newsletter for homeowner maintenance guides, grant application tips, and energy-saving advice. FAQs Q1: Which ARMS form do I need for utilities? A1: Form A for new services; Form F when changing the consumer on existing services. Q2: Do government schemes have early closing dates? A2: Yes. Most schemes are budget-limited and may close before advertised deadlines. Q3: What proof do I need for an ID address change? A3: ARMS bill, bank statement, or property purchase contract plus completed ID10a form. Mini Glossary ARMS: Malta's national electricity and water services provider. UCA: Urban Conservation Area with heritage protections and restoration grants. EPC: Energy Performance Certificate rates your home's efficiency. FTB: First-Time Buyer grant scheme (€10,000 over 10 years). ID10a: Identità form for ID card address changes. This article is for general information only and does not constitute legal, tax, or financial advice. Always consult a licensed professional in Malta for your specific situation.Become Our Partner
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