Guaranteed Co-Lending Scheme (GCLS)
SMEs (EU definition); economically viable; not in difficulty (unless during COVID-19 period); 20% upfront contribution; investment in assets, working capital, job creation, business acquisition
SME Guarantee Scheme (SGS)
SMEs as per EU definition; economically viable; not in difficulty (except COVID-19-related); for new investment, expansion, business transfer, or working capital; 10% contribution; max 20% collateral; moratorium up to 12 months (extendable to 18 with approval)
Tailored Facility for Businesses
Bankable projects with limitations in accessing full financing due to insufficient collateral, higher risk profiles, or innovative nature outside banks’ risk appetite
Business Reports for SMEs
SMEs requiring professional business reports for financial analysis, market research, or strategic planning.
Feasibility Study Grant
Businesses or entrepreneurs conducting feasibility studies for new projects, expansions, or innovative ideas.
SME Enhance
SMEs investing in business growth, operational efficiency, and market expansion.
Marketing Strategy for Micro & Small Enterprises
Micro or Small enterprises registered in Malta, seeking external advisory services to develop a marketing strategy. Eligible costs: market studies, consultancy, digital strategy, translations, travel. Max 1 application; action completed within 6 months.
Internationalisation Strategy Scheme 2025
Micro, Small & Medium‑sized Enterprises (MSMEs) registered in Malta. Aid intensity: 60% for micro/small start‑ups ≤ 5 yrs; 50% for other SMEs. Eligible expenditure: external consultancy for international market studies, development of strategy, legal/IP checks, translations, and travel. Each undertaking may submit up to two applications (Part 1 study & Part 2 strategy). Actions must be completed within 12 months of Grant Agreement.
Standards & Awards Scheme 2025
Micro, Small & Medium‑sized Enterprises (incl. sole traders, cooperatives) seeking advisory services to achieve recognised standards or awards. Covers audit, certification, advisory, testing & related costs. Max 2 applications per undertaking; actions to be completed within 6 months.
Retrofit
Businesses or property owners investing in energy-efficient retrofitting, including insulation, lighting, and renewable energy installations.